ClearBalance®

ClearBalance logo

Convenient Patient Financing

Need a way to pay your out-of-pocket medical costs? We understand. The ClearBalance® program is a revolving credit account available to make payments over an extended period of time* for your medical expenses at North Memorial Health.

Quick and easy

  • No application, credit checks, annuals fees or prepayment penalties
  • Manage your account online, by phone or through the ClearBalance® Patient Experience Center team
  • Easily add balances from your spouse and dependents
  • One manageable payment by check, debit/credit card or HSA/FSA

Call 763-581-4980 for more information.

*A minimum monthly payment will be due each month. However, you may pay the balance in full at any time. Revolving credit accounts are offered by Pathward™ N.A. ClearBalance is a registered service mark of CSI Financial Services, LLC, which provides certain account servicing functions for the bank.

Frequently Asked Questions

The ClearBalance® program offers patients a zero-interest revolving credit account with a low monthly payment, no annual fees, and no prepayment penalties.

It’s easy to enroll, and there is no application. Work with your billing representative at North Memorial Health to enroll or call 763-581-4479 for more information.

ClearBalance® does not report to credit bureaus.

Yes, ClearBalance® can consolidate existing account balances from North Memorial Health into one easy statement for you and other dependent family members. You may also add additional balances for services incurred within the North Memorial Health system.

The ClearBalance® Patient Experience Center can assist you. Contact the Center at 1-888-334-4022, available Monday – Friday, 7 a.m. – 8 p.m., and Saturday 8 a.m. – 4:30 p.m.

Revolving credit accounts are offered by MetaBank®️, N.A., Member FDIC. ClearBalance® is a registered service mark of CSI Financial Services, LLC, which provides certain account servicing functions for the bank.