Zero Interest Patient Financing Program

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North Memorial Health is pleased to provide you with the ClearBalance® customer-friendly repayment option.

Frequently Asked Questions

The ClearBalance® program offers customers a zero-interest revolving credit account with a low monthly payment; no annual fees, and no prepayment penalties.

It’s easy to enroll and there is no application. Work with your billing representative at North Memorial Health for directions or for more information call (763) 581-4980. ClearBalance® does not report to credit bureaus.

You can pay online 24/7 at You can pay by phone using our automated system:

1-800-430-1379, or you can mail a payment:
P.O. Box 6877
Carol Stream, IL 60197-6877

Yes, ClearBalance® can consolidate existing account balances from North Memorial Health into one easy statement for you and other dependent family members. You may also add additional balances for services incurred within the North Memorial Health system.

The ClearBalance Patient Experience Center can assist you. You can contact the Center at 1-888-334-4022, Monday – Friday, 7 a.m. – 8 p.m., and Saturday 8 a.m. – 4:30 p.m.

Revolving credit accounts are offered by MetaBank, member FDIC. ClearBalance is a registered service mark of CSI Financial Services, LLC, which provides certain account servicing functions for the bank.