Physical exams in Minnetonka, MN

Types of physical exams we offer

Not every physical exam is the same, and what you need often depends on why you need it – whether for your own health, an employer, a school, etc.

Annual physical exam

A yearly visit that reviews your overall health, checks your vitals and gives you time to bring up anything you have noticed. This is also sometimes called an adult physical, a general physical, or just a physical exam.

School physical exam

Many schools, districts, and camps require this physical exam before a student can enroll or take part. It is sometimes called a student physical, and if the school gave you a form, bring it with you to the visit.

Sports physical exam

A pre-participation exam that looks at whether a student athlete is ready for the demands of their sport. Many schools and leagues require one before a student can compete, and it is sometimes called an athletic physical.

Pre-op physical exam

A review of your health before a scheduled surgery. Your surgeon or care team often requests one so they have a current picture of your health before the procedure.

Pre-employment physical exam

An exam some employers require before a new hire starts. It usually checks that you can safely handle the physical demands of the job and is sometimes called an employment physical or a work physical.

Dive physical exam

A medical clearance exam for recreational and occupational divers. This is sometimes called a scuba diving physical, and training programs or employers may require one before you dive.

What to expect at your appointment

Most exams follow a similar path, whether you are coming in for a yearly checkup or for an exam that a school, employer, or agency requires.

What to expect:

• Health history. Your provider will ask about any conditions you are managing, medications you take, and anything that has changed since your last visit.
• Vitals. A member of the care team will check your vitals, which usually means blood pressure, heart rate, temperature, height, and weight.
• Physical assessment. This can include listening to your heart and lungs, checking your abdomen, skin, ears and throat, and testing your reflexes.
• Questions and concerns. We encourage you to ask questions about your health during your visit. Some concerns, such as evaluating new symptoms, managing chronic conditions, or addressing mental health or weight management needs, may require additional evaluation and could result in separate charges depending on your insurance plan.
• Next steps. Depending on your age, your health history, and the reason for the visit, your provider may recommend lab work, a screening, or a follow-up appointment.

Insurance coverage varies. Many insurance plans cover preventive physical exams, but services outside the scope of preventive care may be billed separately. If you have questions about your coverage, contact your insurance provider before your visit.

How to prepare and what to bring

A little preparation can help your appointment run more smoothly and ensure you get the most out of your visit.

When you schedule your appointment, ask if lab work is expected and whether you need to avoid eating beforehand.

What to bring to your appointment:

1. Photo ID and your insurance card. Both are needed when you check in.
2. A list of the medications you take. Include prescriptions, over-the-counter medicines, vitamins, and supplements, along with your dosage of each.
3. Any forms you need filled out. Bring the school, sports, employer, or agency paperwork with you so it is on hand during the visit.
4. Questions you want to ask. Writing them down beforehand means you are less likely to think of them on the drive home.

When to schedule your physical exam

The right timing depends on which exam you need. Some follow a set schedule, and others are tied to a season, a new job, or an enrollment deadline.

Many adults have a physical once a year, though your provider may suggest a different schedule based on your age and health history. Picking a month you will remember, like one around your birthday, makes it easier to stay on track.

In Minnesota, a sports qualifying physical exam is good for three years for students in grades 7 through 12, with a health questionnaire in the years between. Schools and camps set their own deadlines, so it helps to schedule well before the season or the school year begins.

Pre-employment, pre-op, and dive physicals are usually scheduled once the request arises, so it is worth scheduling your appointment as soon as you know you need one.

Frequently asked questions

How much does a physical exam cost?

Cost depends on the type of exam, your insurance plan, and what happens during the visit. Checking with your insurance provider before your appointment is the best way to know what you will owe.

Does insurance cover a physical exam?

Many plans cover a preventive annual physical, though exams required by an employer, school, or agency are often handled differently. Coverage and out-of-pocket costs vary by plan, so check with your insurance provider before your visit.

Do I need a referral for a physical exam?

A referral is not usually needed to schedule a physical exam. If your insurance plan has its own requirements, your insurance provider can confirm them.

How often should I get a physical exam?

Many adults have one each year, but the right interval depends on your age, your health history, and what your provider recommends. Exams tied to a school, sport, or job follow whatever schedule that organization sets.

What is the difference between a physical exam and an annual wellness visit?

A physical exam includes a hands-on assessment along with a review of your health history. An annual wellness visit is a specific Medicare benefit focused on reviewing your health and building a prevention plan, rather than a full physical assessment.